News Articles
It may seem odd on the surface in this day and age of identity thefts, but Visa has decided to create a program called No Signature Required. The program will be offered to 800 different types of retailers and is limited to transactions under $25. The types of retailers included on the list are hair salons and sporting goods stores.
Continue Reading ...
No Comments »
Identity theft is a growing problem across the nation, and Yakima Valley in Washington State is yet another location joining the list of places experiencing growing numbers of thefts. David Gilbreath is the president and CEO of Consumer Credit Counseling Service of Yakima Valley. He reports that identity theft is one of the most rapidly growing crimes in Yakima Valley but it is difficult to police.
Continue Reading ...
No Comments »
Identity theft is no laughing matter. In 2008, almost 10 million Americans were victims of identity theft crimes, which was 22 percent higher than in 2007. What may be even more alarming is the fact that identity theft is usually not the work of a computer genius with expert hacking skills.
Continue Reading ...
No Comments »
In recent years, it has come to attention of authorities about an underground market involving stolen or marketed SSN cards and illegal immigrants, especially those from Mexico.
Continue Reading ...
No Comments »
Scammers have targeted credit cards since their inception. In the old days, before electronic transfers, people used to worry about the carbon slips falling into the wrong hands. These days, people worry about everything.
Continue Reading ...
No Comments »
You have to keep certain financial records and backup documents stored for a designated amount of time to meet IRS regulations. Unfortunately consumers tend to keep too much on hand instead of under lock and key and that makes them more vulnerable to identity theft or fraud. Looking around a typical household will reveal a wealth of personal information including social security numbers, account numbers, account passwords and so on.
Continue Reading ...
No Comments »
Credit Ccards represent a fundamental aspect of today's economy, and as such, they come with all the risks and rewards of a digital age. People are able to shop online, make purchases over the phone, and buy items that are normally too expensive and pay them off later, and even build their credit. Credit cards have revolutionized the way consumers behave, and have made numerous tasks incredibly easy -- too easy, possibly.
Continue Reading ...
No Comments »
There are indications that paying credit card bills late could have severe repercussions for consumers this new year.
That's because late fees on credit cards have become astronomical. If, for instance, you fail to pay your January credit card bill on time, you could be hit with a $39 late fee.
Continue Reading ...
No Comments »
Financial experts are recommending that consumers do all they can to protect themselves against identity theft.
If, unfortunately, you do become a victim, there are ways that you can lessen your financial pain.
A poll conducted by Javelin Strategy and Research indicated that victims who discover the theft on their own tend to straighten out the situation much more quickly than those who don't find out about the theft until their bank or a collection agency tells them about it. Those who discovered on their own that they were victims of identity theft tended to clear their names about 65 days after the fraud began, while those who found out the hard way had to wait about 104 days before the mess was straightened out.
Continue Reading ...
No Comments »