Articles and Ideas August, 2008
There are two things an individual can do in the unfortunate event of either becoming an identity theft victim or suspecting the possibility of becoming a victim. Putting a credit freeze and fraud alert on one's credit report is essential for stopping fraudsters before they start. With either of these options, creditors will be made aware of the suspicious circumstances for the individual they are considering extending a line of credit to or opening an account for. Plus, a creditor will be made to contact an individual specifically in order to establish any type of credit at all.
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There have been a number of security measures implemented by banks, government institutions and many other organizations in order to prevent identity theft. Whether it is pictures, encoded data or holographic images, the unwavering will of criminals has found a way around nearly every single security precaution in place. Rather than one size fits all safety features, the new science now relies on the use of an individual's unique and distinct identifiers to thwart thieves.
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These days, there are as many child victims of identity theft as there are adults. Children make for the ideal target not only because their clean credit history but because it is likely to be years before the damage is discovered. Though it is possible for a child's personal information to be gleaned from such places as insurance forms and similar records, the perpetrators of child identity theft are often more close to home. Unfortunately, the vast majorities of these crimes are committed by parents, a guardian or close relative of the child. As many will agree, having one's identity stolen is hard enough; the added element of having it done by what is supposed to be a trusted family member only adds further insult to injury.
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